State of West Virginia Campaign Financial Statement
(Long Form) in Relation to the 2006 Election Year

Candidate or Committee Name
Bankers Political Committee (West Virginia Bankers PAC)
Candidate or Committee's Treasurer
Deborah K. Polen
Political Party (for candidates)
Treasurer's Mailing Address (Street, Route, or P.O. Box)
P.O. Box 3844 
Office Sought (for Candidates)
City, State, Zip Code
Charleston, WV 25338
Daytime Phone #
(304) 343-8838

Election Cycle Reporting Period (check one):

Primary - First Report
Due Mar 25-Mar 31, 2006
Pre-primary Report
Due Apr 22-Apr 29, 2006
Post-primary Report
Due Jun 03-Jun 09, 2006
General - First Report
Due Sep 02-Sep 08, 2006
Pre-general Report
Due Oct 21-Oct 28, 2006
Post-general Report
Due Dec 02-Dec 08, 2006

Check if Applicable:

Amended Report
You must also check box of appropriate reporting period
Final Report
Zero balance required.
PAC must also file Form F-6 Dissolution

Non-Election Cycle Reporting Period:

Annual Report 2006 Calendar Year
Due last Saturday in March or within 6 days thereafter

Report Totals

Fill in totals at the completion of the report.

RECEIPTS OF FUNDS: Totals for this Period
Contributions  $16,175.00
Monetary Contributions from all Fund-Raising Events +$0.00
Receipt of a Transfer of Excess Funds +$0.00
Total Monetary Contributions: =$16,175.00
In-Kind Contributions +$0.00
Total Contributions: =$16,175.00
Other Income  $0.00
Loans Received +$0.00
Total Other Income: =$0.00
Unpaid Bills  $0.00
Outstanding Loans +$0.00
Total Debts: =$0.00
(Add total contributions from all reports)
Beginning Balance
(ending balance from previous report)
Total Monetary Contributions +$16,175.00
Total Other Income +$0.00
Subtotal: a. =$59,904.12
Total Expenditures Paid  $500.00
Total Disbursements of Excess Funds +$0.00
Repayment of Loans +$0.00
Subtotal: b. =$500.00
Ending Balance:
(Subtotal a. - Subtotal b.)

*Cannot be negative balance
(Add total expenditures from all reports)

$250.00 or LESS

8/4/2006Robert Walker$200.00
8/4/2006Robert Pruett$150.00
8/4/2006Larry Jones$50.00
8/4/2006Stanley Kiser$50.00
8/4/2006David Miller$50.00
8/4/2006Jack Wilson$200.00
8/4/2006C. David Robertson$100.00
8/4/2006Jean Chaney$150.00
8/4/2006Mark Eckelberry$150.00
8/4/2006Keny Manley$150.00
8/4/2006James Hair$150.00
8/4/2006John Fitzjohn$150.00
8/4/2006Harry Comm$150.00
8/4/2006David Sayre$100.00
8/4/2006Max Armentrout$200.00
8/4/2006Zetta Harris$200.00
8/4/2006Cyrus Kimp$200.00
8/4/2006B.J. Brown$200.00
8/4/2006Robert Alday$200.00
8/4/2006Franklin Santmyer$200.00
8/4/2006Bill Johnson$200.00
8/4/2006Edward Campbell$200.00
8/4/2006Dickson Kidwell$200.00
8/4/2006Robert Schoonover$200.00
8/4/2006Thomas Wamsley$200.00
8/4/2006Lowell Williams$200.00
8/4/2006Curtis Woodford$200.00
8/4/2006Duke McDaniel$100.00
8/4/2006Gerald Huffman$100.00
8/4/2006F. Richard Thompson$100.00
8/4/2006Donald Biller$100.00
8/4/2006Thomas Hawse$100.00
8/4/2006Russell Ratliff$50.00
8/4/2006Robert Tissue$250.00
8/4/2006Jeffrey Hott$100.00
8/4/2006Gary Ours$100.00
8/4/2006Oscar Bean$100.00
8/4/2006Gary Hinkle$100.00
8/18/2006Michael Comer$150.00
8/18/2006John Yeager$200.00
8/18/2006Robert Astorg$150.00
8/18/2006R. Terry Butcher$150.00
8/18/2006Michael Campbell$150.00
8/18/2006S. Austin Caperton$150.00
8/18/2006Gaston Caperton$150.00
8/18/2006Thomas Corder$150.00
8/18/2006Daniel Ferguson$150.00
8/18/2006F. T. Graff, Jr.$150.00
8/18/2006James Hamer$150.00
8/18/2006Russell Isaacs$150.00
8/18/2006Nelson Jones$150.00
8/18/2006Virginia King$150.00
8/18/2006Alan Klein$150.00
8/18/2006Robert McLean$150.00
8/18/2006JOhn McMahon$150.00
8/18/2006Paul McNamara$150.00
8/18/2006Thomas Moore$150.00
8/18/2006LeRoy Rashid$150.00
8/18/2006Albert Schwabe, II$150.00
8/18/2006I.N. Smith$150.00
8/18/2006Veleair Smith$150.00
8/18/2006Talbott Tebay$150.00
8/18/2006Mary Kay Weddle$150.00
8/18/2006Daniel Wharton$150.00
8/18/2006Harold Wilkes$150.00
8/18/2006Clinton Winter, Jr.$150.00
8/18/2006Rick Adams$150.00
8/18/2006Steven WIlson$150.00
8/18/2006James Hayhurst, Jr.$150.00
8/18/2006Joe Wilson$150.00
8/18/2006John Neuner$150.00
8/18/2006Brad Ritchie$150.00
8/18/2006Gary Turner$150.00
8/18/2006Terry Shaffer$150.00
8/18/2006Lyle Smith$150.00
8/18/2006Douglas Ernest$150.00
8/18/2006Kenneth Greear$150.00
8/18/2006Wyatt Scaggs$150.00
8/18/2006Percy Osborne$150.00
8/25/2006Doug Mitchell$100.00
8/25/2006John Harper$150.00
8/25/2006Phoebe Heishman$100.00
8/25/2006William Loving$150.00
8/25/2006Kirk Billingsley$75.00
8/25/2006Richard Homan$150.00
8/25/2006Carole Hartman$150.00
8/25/2006R.C. Phares$150.00
8/25/2006Dolan Irvine$150.00
8/25/2006T.J. Bowman$150.00
8/25/2006Roger Champ$150.00
8/25/2006John Glover$150.00
8/25/2006Jerry Moore$150.00
8/8/2006Daniel Wood$100.00
 Subtotal of contributions of $250.00 or less$13,675.00

More than $250.00

8/4/2006 Full Name:  Doug Reynolds
Address:  Resident
PO Box 4040
Huntington, WV 25729

Contributor's Job: (individual contributor only)  Lawyer
Where Contributor Works: (individual contributor only) 
Affiliation: (political committee only) 
8/18/2006 Full Name:  Richard M. Adams
Contributor's Job: (individual contributor only) 
Where Contributor Works: (individual contributor only) 
Affiliation: (political committee only) 
6/9/2006 Full Name:  Joe Ellison
Address:  Resident
400 A Clendenin Street
Charleston, WV 25301

Contributor's Job: (individual contributor only)  Chief Executive Officer
Where Contributor Works: (individual contributor only)  WV Bankers Association
Affiliation: (political committee only) 
 Subtotal of all contributions of more than $250.00
Subtotal of all contributions of $250 or less
Total Contributions:

Other Income: Interest, Refunds, Miscellaneous Receipts

DateSource of IncomeType of ReceiptAmount
  Total Other Income: $0.00

In-Kind Contributions

DateName and Contributor InformationDescription of ContributionValue
  Total In-Kind Contributions: $0


West Virginia Code: §3-8-5f. Loans to candidates, organizations or persons for election purposes.

"Every candidate, financial agent, person or association of persons or organization advocating or opposing the nomination or election of any candidate or the passage or defeat of any issue or item to be voted upon may not receive any money or any other thing of value toward election expenses except from the candidate, his or her spouse or a lending institution. All loans shall be evidenced by a written agreement executed by the lender, whether the candidate, his or her spouse, or the lending institution. Such agreement shall state the date and amount of the loan, the terms, including interest and repayment schedule, and a description of the collateral, if any, and the full names and addresses of all parties to the agreement. A copy of the agreement shall be filed with the financial statement next required after the loan is executed."

The loan agreement must include all items asked for in the statute. (See above.) The loan agreement does not have to follow a certain format; generally, if all the required information is listed, any format is acceptable. Candidates or political committees that take out a loan for the campaign through a bank or other commercial lending institution must include a copy of the loan agreement executed with that bank or institution. Candidates should not take out loans which are partially for personal use and partially for the campaign. It is almost impossible to keep reporting straight in this case. Any money a candidate contributes to his or her campaign committee with the hope of repayment must be treated as a loan and reported in this section. When a candidate determines that no further repayment can be expected, the loan can be reported as repaid in this section by entering the amount left to repay in the repayments column and reporting the same amount as a contribution from the candidate on Page 2. These loans must be executed in writing. Caution: Candidates may not carry outstanding loans from one campaign to the next. Each campaign is separate. Funds from a current campaign cannot be used to repay a loan from a previous campaign.

How To Report Loans

  1. Each loan for your campaign should be listed on a separate line. (Each time you loan money to the campaign or get a loan, it is considered to be a separate loan.) Include the following information ont he form below.
    1. loans(s) from prior reporting periods and the balance of each loan (Col A.) If a payment was made on the loan, list that in Col. C. Any loan that was repaid in previous reporting periods does not need to be listed.
    2. new loans, the amount (Col. B), any repayments (Col. C), and the balance (Col. D.)
  2. Attach a copy of the loan agreement for each loan received during the reporting period.

Loans (Continued)

Bank Loans: List name & address or financial institution
Candidate or Candidate's Spouse Loans: List name, residence and mailing address of person(s) making or cosigning loan
Column A
Balance of previous loan at end of period
Column B
Amount of new loan received during period
Column C
Repayments during period
Column D
Balance outstanding at end of period
Amount Date Amount Date Amount Amount
Loans Received Repayment of Loans Outstanding Loans
Totals: $0.00 $0.00 $0.00

Itemized Expenditures

DateName of Person or Vendor And AddressPurposeAmount
6/12/2006 Senator Randy White
212 River Drive
Webster Springs, WV 26288
  Total Expenditures: $500.00

Receipt of a Transfer of Excess Funds

DateCandidate Committee Name and YearAmount
 Total Receipts of Transfer of Excess Funds: $0.00

Disbursement of Excess Funds

DateName of candidate committee and election year disbursing excess fundsPurpose of DisbursementAmount
  Total Disbursement of Excess Funds: $0

Unpaid Bills

DateGroup or Firm AffiliationPurposeAmount
  Total Unpaid Bills: $0.00

Office Use Only
Filed With West Virginia Secretary of State
Tuesday, October 3, 2006 10:07:15 AM